Our Services

 

We take a comprehensive approach to Wealth Management, but we do it one step at a time. 

For our clients, we provide a variety of financial advisory services and we tailor our strategies to include those that will fit their needs.

Wealth Accumulation

  • Designing a personalized portfolio appropriate to your needs
  • Ongoing review of your investments
  • Review and recommendations on your employer-sponsored retirement plans
  • Periodic meetings to review and evaluate investment portfolio, update objectives and adjust as necessary to changes in your personal situation or in the market

Wealth Protection

  • Assessment of life insurance, disability coverage, and long-term care coverage available through your employer
  • Personalized evaluation of potential life insurance needs and coverages
  • Peronlized evaluation of potential disability insurance needs and coverages
  • Forecasting the potential financial impact of a long-term care event, along with appropriate strategies for reducing that impact

Wealth Utilization

  • Analysis of your current and future income needs
  • Designing a portfolio that maximizes income strategies to maintain your desired standard of living
  • Personalized distribution strategy for employer retirement plans and IRA accounts
  • Analysis of charitable gift strategies
  • Complimentary review of your tax return to highlight opportunities for tax reduction strategies
  • Complimentary consultation with your tax preparer

Wealth Transfer

  • Analysis of current estate plan
  • Complimentary consultation with your attorney in updating your estate plan
  • Analysis of your beneficiary designations and ownership of accounts (living trusts, etc.)
  • Providing guidance with the appropriate steps and paperwork in the event of a death of a loved one

Wealth Communication

  • Access to an individual investor web site that tracks your complete picture on an ongoing basis
  • Periodic meetings to review your financial goals, concerns,  accounts and overall situation
  • Periodic newsletters and economic updates
  • Special reports on tax law changes and other topics as appropriate.
  • Periodic client appreciation events